Daniel W. Clay

I was raised in the quaint town of Perry, Georgia, where I graduated from Perry High School before obtaining my bachelor’s degree in finance from Valdosta State University. I married my high school sweetheart, Ashton, and we now reside in Peachtree City with our children, Delaney and Keanan. I actively participate in my church community and am a dedicated dance and baseball dad. I enjoy playing golf and spending time with our two dogs, Roxi and Piper.

As a compassionate and attentive listener, I am deeply committed to your success and well-being. Building trust is paramount to me, and I strive to be the first person you consult before making any financial decisions, whether it involves purchasing a car, planning a vacation, or preparing for life’s significant milestones.

As a financial advisor and CERTIFIED FINANCIAL PLANNER® professional, I specialize in retirement planning and guiding clients through major financial decisions. My objective is to help you develop a comprehensive plan that empowers you to achieve your goals, instills confidence in your financial future, and allows you to enjoy a fulfilling retirement.

Retirement Strategies

• Retirement Planning: Comprehensive reports and financial overviews of your retirement.
• Portfolio Construction/Asset Allocation
• Risk Tolerance Review
• Income Strategies

Investments

• Stocks, Bonds, Mutual Funds, ETFs, CDs, Money Market, Variable and Fixed Annuities, Alt Investments, etc.

Life Insurance

• Insurance Needs Analysis
• Term Insurance Strategies
• Permanent Insurance Strategies

Long-Term Care Insurance

• Needs Analysis
• Hybrid Strategies
• Traditional LTC Insurance

Family/Legacy Strategies

• Beneficiaries
• Transfer on Death
• Estate Planning

Business Owners

• Key Person Insurance
• Buy/Sell
• 401(k)/SoloK Plans
• SEP IRAs
• SIMPLE IRAs
• Exit Strategy

I believe in viewing your financial picture holistically, ensuring all aspects work harmoniously. I collaborate with CPAs, estate attorneys, elder law attorneys, and other key professionals to achieve this. This partnership helps ensure that your plan is aligned with your goals and operates seamlessly.

Raymond James and its advisors do not offer tax or legal advice.

Insurance and annuities offered through Raymond James Insurance Group. Raymond James & Associates, Inc., and Raymond James Financial Services, Inc. are affiliated with Raymond James Insurance Group.

These policies have exclusions and/or limitations. Guarantees are based on the claims paying ability of the issuing company. Long Term Care Insurance or Asset Based Long Term Care Insurance Products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. The cost and availability of Long Term Care insurance depend on factors such as age, health, and the type and amount of insurance purchased. Please consult with your financial professional when considering insurance options.

These policies have exclusions and/or limitations. The cost and availability of life insurance depend on factors such as age, health and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition if a policy is surrendered prematurely, there may be surrender charges and income tax implications. Guarantees are based on the claims paying ability of the insurance company.

Investors should consider the investment objectives, risks, and charges and expenses of variable annuities ,Exchange-Traded Funds (ETFs) and mutual funds carefully before investing. The prospectus contains this and other important information and is available from your financial advisor and should be read carefully before investing.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.